Privacy Policy
Effective Date: 01/01/2020
Last Updated: 01/01/2025
ACH Financial Consulting LLC (“Company,” “we,” “us,” or “our”) values and respects the privacy of our clients. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you engage with our services, including but not limited to: credit services, notary services, tax preparation services, real estate services, bookkeeping, and general consulting.
By using our website, services, or providing information to us, you acknowledge and agree to the practices described in this Privacy Policy.
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1. Information We Collect
We may collect and store the following types of personal information:
Full Name
Mailing Address
Email Address
Telephone Number
Date of Birth
Social Security Number (SSN) and Tax Identification Numbers (TINs)
Government-issued Identification (for notary/real estate services)
Payment/Billing Information (including credit card details)
Real estate records and transaction details
Credit history and financial documentation
We only collect information that is necessary to provide the services you request.
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2. How We Use Your Information
We use your personal information to:
Deliver and manage services you request.
Process payments and billing.
Prepare, file, or assist with your taxes.
Provide notary and real estate transaction services.
Assist with credit education and consulting.
Communicate with you about updates, new services, or legal notices.
Maintain compliance with federal, state, and local regulations.
We do not sell your information.
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3. Storage & Security of Sensitive Information
Because we handle highly sensitive information (including SSNs, tax records, and financial data), we implement administrative, physical, and technical safeguards including, but not limited to:
Secure Sockets Layer (SSL) encryption for data transmission.
Restricted employee access on a “need-to-know” basis.
Password-protected systems and encrypted storage.
Secure disposal methods for physical and electronic records.
⚠ However, no system is 100% secure. By using our services, you acknowledge and accept the inherent risks of transmitting personal information electronically.
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4. Information Sharing
We may share your information only under the following conditions:
With trusted third-party vendors who assist us in providing services (e.g., IRS e-file systems, real estate platforms, credit bureaus).
When required by law, court order, or government regulation.
To protect against fraud, unauthorized transactions, or other liabilities.
With your explicit written consent.
We do not sell or rent your personal data.
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5. Legal Compliance
We comply with all applicable privacy and financial data protection laws, including but not limited to:
Gramm-Leach-Bliley Act (GLBA) for financial data.
IRS and state tax confidentiality requirements.
California Consumer Privacy Act (CCPA) for California residents.
Applicable state notary and real estate regulations.
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6. Limitation of Liability
ACH Financial Consulting LLC takes reasonable steps to safeguard your information. However, by using our services, you agree that:
We are not responsible for unauthorized access, breaches, or misuse of your information that occurs beyond our reasonable control.
We are not liable for damages, losses, or claims arising from third-party actions, cyberattacks, or client mismanagement of their own information.
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7. Client Responsibilities
Clients are responsible for:
Providing accurate, complete, and lawful information.
Safeguarding their own login credentials, financial documents, and communications.
Not sharing sensitive information through unsecure channels (e.g., text or unencrypted email).
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8. Refund Policy
Refunds apply only as outlined in our separate Refunds & Service Agreement Policy. Prepaid plans are non-refundable once services have been initiated.
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9. Children’s Privacy
Our services are not directed to individuals under 17. We do not knowingly collect information from children.
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10. Your Rights
Depending on your state of residence, you may have rights to:
Access and request a copy of your personal information.
Request correction or deletion of your information (subject to legal and contractual limitations).
Opt-out of certain data sharing practices.
To exercise these rights, contact us at info@achfinancialconsulting.com.
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11. Indemnification
By engaging with ACH Financial Consulting LLC, you agree to indemnify and hold harmless the Company, its owners, employees, and affiliates from any claims, damages, liabilities, or expenses arising from your use of our services, except where prohibited by law.
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Disclaimer
ACH Financial Consulting LLC is not a law firm or licensed financial advisory firm. We do not provide legal, investment, or financial advice. All services are for general educational, consulting, and administrative purposes only. For specific legal or financial advice, you must consult with a licensed attorney or financial advisor.
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📌 Contact Us
If you have questions about this Privacy Policy, please contact us:
ACH Financial Consulting LLC
📧 Email: info@achfinancialconsulting.com
🌐 Website: www.achfinancialconsulting.com