top of page

Privacy & Refund Policy

Protecting your private information is our priority. This Statement of Privacy applies to achfinancialconsulting.com, and Ach Financial Consulting LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Ach Financial Consulting LLC include achfinancialconsulting.com and Ach Financial Consulting. The Ach Financial Consulting website is a Financial Consulting and Bookkeeping site. By using the Ach Financial Consulting website, you consent to the data practices described in this statement. We are not responsible for any type of damage, change, use or share, of any kind that could happen to a client's personal or financial information, however we do our best to protect them and do our job correclty. 

​

Refunds

There is no refund for Prepaid Plans, you can only get a refund in case there are no results to show in the first 90 days from the time of the first payment and we have not done any work on your case. If you received an email confirmation that disputes were sent, for any of the accounts and to any of the bureaus, a refund will not be issued. 

  

Collection of your Personal Information 

In order to better provide you with products and services offered, Ach Financial Consulting may collect personally identifiable information, such as your: 

  

  • First and Last Name

  • Mailing Address

  • E-mail Address

  • Phone Number

  • Date of Birth

  

If you purchase Ach Financial Consulting's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction. 

  

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future. 

  

Use of your Personal Information  

Ach Financial Consulting collects and uses your personal information to operate and deliver the services you have requested. 

  

Ach Financial Consulting may also use your personally identifiable information to inform you of other products or services available from Ach Financial Consulting and its affiliates. 

  

  

Sharing Information with Third Parties 

Ach Financial Consulting does not sell, rent or lease its customer lists to third parties. 

  

Ach Financial Consulting may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Ach Financial Consulting may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Ach Financial Consulting, and they are required to maintain the confidentiality of your information. 

  

Ach Financial Consulting may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Ach Financial Consulting or the site; (b) protect and defend the rights or property of Ach Financial Consulting; and/or (c) act under exigent circumstances to protect the personal safety of users of Ach Financial Consulting, or the public. 

  

Opt-Out of Disclosure of Personal Information to Third Parties 

In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know: 

•    The categories of personal information that we disclosed about you for a business purpose.

  

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information. To opt-out of the disclosure of your personal information, send us an email. 

  

Tracking User Behavior 

Ach Financial Consulting may keep track of the websites and pages our users visit within Ach Financial Consulting, in order to determine what Ach Financial Consulting services are the most popular. This data is used to deliver customized content and advertising within Ach Financial Consulting to customers whose behavior indicates that they are interested in a particular subject area. 

  

Automatically Collected Information 

Information about your computer hardware and software may be automatically collected by Ach Financial Consulting. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Ach Financial Consulting website. 

  

Use of Cookies 

The Ach Financial Consulting website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. 

  

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Ach Financial Consulting pages, or register with Ach Financial Consulting site or services, a cookie helps Ach Financial Consulting to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Ach Financial Consulting website, the information you previously provided can be retrieved, so you can easily use the Ach Financial Consulting features that you customized. 

  

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Ach Financial Consulting services or websites you visit. 

  

Links 

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. 

  

Security of your Personal Information 

Ach Financial Consulting secures your personal information from unauthorized access, use, or disclosure. Ach Financial Consulting uses the following methods for this purpose: 

  

         -    SSL Protocol

  

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol. 

  

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed. 

  

Right to Deletion 

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will: 

  • Delete your personal information from our records; and

  • Direct any service providers to delete your personal information from their records.

  

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to: 

  • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

  • Debug to identify and repair errors that impair existing intended functionality;

  • Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

  • Comply with the California Electronic Communications Privacy Act;

  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

  • Comply with an existing legal obligation; or

  • Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

  

Children Under Thirteen 

Ach Financial Consulting does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website. 

  

Disconnecting your Ach Financial Consulting Account from Third Party Websites 

You will be able to connect your Ach Financial Consulting account to third party accounts. BY

CONNECTING YOUR ACH FINANCIAL CONSULTING ACCOUNT TO YOUR THIRD

PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE

CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU

TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE

THIRD PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU,

INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED IN THIS

MANNER, DO NOT USE THIS FEATURE. You may disconnect your account from a third party account at any time. Users may learn how to disconnect their accounts from third-party websites by visiting their "My Account" page. Users may also contact us via email or telephone. 

  

Opt-Out & Unsubscribe from Third Party Communications 

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Ach Financial Consulting by contacting us here: 

bottom of page